See FS Form 1522 for more about the signature requirements.) (If the value of the bond(s) you are cashing is more than $1,000, you must have your signature certified. Get your signature certified, if necessary.What identification or other documents do you need.With us: We have no limit on the value or number of savings bonds you can cash at one time as long as the bonds meet the requirements for cashing.Ĭashing savings bonds outside the United StatesĬashing your (adult's) bonds in the United StatesĪt a bank where you have a bank account: Contact them. A paper savings bond must be cashed for its entire value.Īt a bank: Banks vary in how much they will cash at one time – or if they cash savings bonds at all. Note: You cannot cash part of a paper savings bond. You can only cash bonds that you own or co-own unless you have legal evidence or other documentation that we accept to show you are entitled to cash the bond. Note: Do not buy savings bonds from someone else or in an online auction site. See more in Tax information for EE and I savings bonds. The 1099-INT that you need for your tax return will be available in your TreasuryDirect account in January of the year after you cash in the bond. When will I get a form for my tax return? If you cash only part of what a bond is worth, you get the interest only on the part you cash. If you cash only part of what a bond is worth, you must leave at least $25 in your account. Electronic EE or I savings bonds How do I know how much my bond is worth?
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